Why Mortgage Selection Is Arguably the Biggest Way To Add Value as a Buyer Agent

Interest rates have risen dramatically in recent years, reducing the purchasing power of buyers. This can add hundreds or even thousands of dollars to a buyer’s monthly payment, making mortgage selection an integral part of the home-buying process for the 90% of Americans who will purchase a home with a mortgage. By working with the right lender, you can help your buyers secure better rates and loan terms, ultimately saving them $1,000s and making homeownership more accessible.

The Moxie Mortgage Advantage

Moxie Mortgage was created to help agents offer more value to their buyers by offering virtually any mortgage product at highly competitive pricing. Moxie Mortgage has access to over 250 wholesale lenders. This is akin to shopping at 250 different Costco’s competing to offer the best pricing. By leveraging wholesale lending partnerships, Moxie Mortgage can provide lower interest rates and better loan options than traditional retail lenders. Additionally, Moxie Mortgage operates with little overhead, allowing them to pass additional savings directly to homebuyers.

Real-Life Savings for Buyers

For example, a client who was originally pre-approved by a retail lender for an $800,000 home purchase with 5% down was facing an 8.25% interest rate. By switching to Moxie Mortgage, the client secured a lower rate of 6.99% with no origination fees, saving them $660 per month and nearly $240,000 in interest over the life of the loan. These types of savings make a significant difference in a buyer’s financial future and demonstrate the immense value that the right mortgage partnership can provide.

Additional Benefits for Agents and Buyers

Beyond lower interest rates, Moxie Mortgage offers a range of additional benefits to both agents and their clients. These include:

• Guaranteed on-time closings, with some loans closing in as little as 7 days.
• No-cost refinances for clients of certified agent partners.
• Access to a variety of loan products, including those for self-employed buyers, foreign nationals, and unique properties.

Additionally, real estate agents who qualify can apply to become Business Development Managers with Moxie Mortgage. This role allows them to earn additional compensation on loans they help generate, providing an extra revenue stream without requiring them to become mortgage lenders themselves. If you’re an agent looking to increase your value to buyers and boost your earnings, consider applying with Moxie Mortgage today: moxiemortgage.com/bdm